NMLS ID: 275663
CAL DRE: 00887470
Having originated residential mortgages for over 37 years, Joel Maloney has successfully originated, processed and closed thousands of loans for borrowers throughout California. Many borrowers often refer to him as a trusted financial guide through the crazy process of securing a new loan in our complicated economy. Others call him a “concierge” lender, saving them time and money and minimizing the intrusions on their daily lives.
A graduate of UCSB with a BA in Political Science/Economics, Joel has been married for 38 years, lives in Santa Barbara and is the father of two.
Purchasing a home is one of the most remarkable experiences one can have, but at the same time be a stressful experience. The thought of coordinating the entire process can be daunting. That’s where Priority Financial Network will be there with you every step of the way. With over 30 Years of combined Mortgage Lending experience and thousands of satisfied customers, you no longer need to worry about the tedious process of home-buying and financing.
We take the time to listen to your mortgage and financial goals, and work with you throughout the entire process to ensure we provide the best loan option for you.
Refinancing involves the a process of receiving a new mortgage or home loan in order to assist you with reducing your monthly mortgage payments, as well as lower your interest rate.
Some homeowners use Refinancing as means to take money out of the value of their home in order to make a large or emergency purchase. Most people refinance when they have equity in their home, which is the difference between the amount owed to the mortgage company and the value of the home. Another reason to refinance is to take advantage of lower interest rates. When we secure a mortgage for you, our relationship is not over. We monitor your loan and current interest rates to look for situations that can save you money.
Here you will find some helpful tools that will help us work together during this process.
5016 N. Parkway Calabasas, Suite 200
Calabasas, CA 91302